BeyondPensacola

Neighborhood · November 3, 2026

Charter Oaks, Pensacola FL: what homes sold for and how fast

Updated November 2026. Detached homes only, Pensacola MLS closed sales November 3, 2025 through October 30, 2026, pulled November 3, 2026. No individual sales are shown.

In the twelve months ending October 2026, 12 detached homes sold in Charter Oaks, at a median of $270,875 and $174 per square foot. That is about 7% below the Pensacola median of $290,000. A typical sale went under contract in about 10 days, which is fast for the area. 3 homes were listed for sale there on November 3, 2026.

The numbers

Measure Charter Oaks Pensacola overall
Detached homes sold, 12 months 12 1,979
Median sale price $270,875 $290,000
Price per square foot $174 $175
Median home size 1,566 sq ft 1,652 sq ft
Typical days to sell 10 38
Year built (range of what sold) 1976–1998 —
For sale now 3 —

What the numbers say

Build years run from 1976 to 1998, which means a real mix: original homes, updated ones, and newer infill, and the price spread inside the neighborhood is wide.

Supply. 3 for sale against 1.0 a month selling, roughly 3.0 months of supply. Under four months generally favors sellers, over six favors buyers, and a builder still releasing lots can hold supply high without the resale market being soft.

Price. At $174 per square foot against $175 for Pensacola overall, the price per foot matches the town, so the difference in sticker price is mostly house size.

Where it is. Charter Oaks is in Pensacola, Escambia County, Florida, in the NAS Pensacola and Corry Station commute shed. The current town-wide numbers are on the Pensacola market page.

Questions people ask

How much does a house in Charter Oaks cost? The median sale over the last twelve months was $270,875; half sold for more, half for less.

Is Charter Oaks new construction? Mostly not. Homes that sold were built between 1976 and 1998.

How fast do homes sell in Charter Oaks? A typical 10 days from listing to contract over the last year.

Is Charter Oaks in a flood zone? Flood zones are drawn by address, not by neighborhood. Check the FEMA flood map for the specific house and get a quote on that address before you offer. Unincorporated Escambia County carries a 20% Community Rating System discount on flood premiums; the City of Pensacola 15%.

If you want a number on a specific house in Charter Oaks, or want to know how it compares to the next neighborhood over, email [email protected] or call or text 205-276-2135.

Source: Pensacola MLS closed detached sales, November 3, 2025 through October 30, 2026, pulled November 3, 2026. Medians for the subdivision as recorded in the MLS. Neighborhoods with fewer than 8 sales are not given a page because a median of a handful of homes is noise, not a market.